Car Accidents Attorney in Minneapolis, Minnesota
Every year, thousands of Minnesotans are injured in car accidents. In the worst cases, these victims can experience severe injuries that may never fully heal, while medical expenses and lost wages can cause tremendous hardship for them and their families. Some victims sustain injuries so severe they are forever life-changing. If this is you, you need legal representation.
Financial costs (medical expenses, wage loss, pain and suffering, etc.) associated with automobile collisions are quite frequently settled as a part of insurance claims. However, victims of car accidents are sometimes hesitant to contact a personal injury attorney to represent them for a variety of reasons, from feeling they can do on their own to fearing they simply cannot afford a lawyer. However, these kinds of claims can be complicated as there are certain requirements that must be met. We at Gardner Law Office understand what needs to be done for you and the pursuit of your claim. And as such, we don’t get paid until you are compensated.
What is “No-Fault”?
Minnesota is considered a “no-fault” state, which simply means that no matter who is at fault for the car crash, under the law, victims may be entitled to certain benefits (Personal Injury Protection benefits) from an insurance company, usually their own, even if they cause the accident. These benefits can include:
Medical Expenses at medical facilities
Wage Loss up to $500 per week
Homemaker Service for the primary homemaker up to $200 per week
Replacement Services for certain household activities up to $200 per week
Additional Car Crash Claims
Under Minnesota law, if you were injured by the negligence of another driver, you can also make a claim with that at-fault driver’s insurance company if you meet one of three thresholds:
· $4,000.00 in medical expenses (excluding the cost of x-rays)
· 60 days of inability to work or perform substantially all of your normal daily activities, or
· A permanent injury or visible disfigurement verified by a doctor.
Sometimes, the at-fault driver does not have automobile insurance or might not have a policy limit with their insurance company that is adequate to cover your losses. In that case, you may be able to pursue a claim under your own insurance policy’s uninsured or underinsured motorist coverage.
Why Contact Gardner Law Office Immediately
If you have been injured in a car accident, call Gardner Law Office right away for a free consultation. We have recovered millions of dollars for our clients over the years. The sooner you speak to an experienced attorney at Gardner Law Office, the better. Certain timeframes and other limitations may apply to your case. Let us help you navigate the complexities of your car accident claims and obtain the highest compensation you deserve.